Cranky Thoughts & Muses

Kenneth managed to get some advances before his payday. Not from his employer but from PayDay UK which offers payday loans to those who are in need of cash advances. The payday loan really helped to save his day as his daughter was required to immediately be admitted to the hospital on suspicion of cholera. He borrowed 400 quids with real low interest charge. When his next payday arrives, he just need to pay back 500 quids. It may not be the cheapest interest but it sure helped him to overcome his issue with instant and quick cash. Rather emergency funding.

I did check with him how to apply for a payday loan. He explained that at PayDay UK we need to be fulltime employed and draw a low month salary of ₤750. Being an 18 year old, the legal age, is also another factor they are looking at. The good news is that there are no administrative cost nor hidden charges. All they charge is ₤25 for every ₤100 borrowed. And we’re talking about a one month period for repayment. Application is approved almost instantly by just filling up an online application form. And you do not need to fax in any documents for approval. The next month you get your salary, just pay back the loan amount plus the interest! How cool is that?

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